Log in to your account and refer to your Account Agreement to check feature availability. . Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Account must be in good standing and chip-enabled debit card activated to opt in. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN. Green Dot is a bank that offers a variety of products, like secured credit cards. Account must be in good standing and chip-enabled debit card activated to opt-in. See Deposit Account Agreement (PDF) for terms and conditions. Visithttps://www.ingomoney.com/partners/greendot-terms-conditions/for complete details. Enter your cell phone number and well send you a link to install the WalletHub app. All Loans, All Account must be in good standing and chip-enabled debit card activated to opt in. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and BonnevilleBank. 2.50% Annual Percentage Yield (APY) as of October 2022. Hire the best financial advisor for your needs. A $5 card replacement fee will apply. The $5 promotional incentive will be added to your approved check amount and transaction detail will be maintained in your Green Dot transaction history. SeeDeposit Account Agreement (PDF)for terms and conditions. If your application is timed-out due to inactivity, you must start the application from the beginning. WalletHub Answers is a free service that helps consumers access financial information. Card balance limits apply. About Personal Finance, View Your wireless carrier may charge a fee for data usage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Card Payoff Calculator, Debt-to-Income Once you click "Apply Now", you will be directed to the issuer or provider's website where you may review the terms and conditions before applying. 410 reviews. All of these trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Initial and ongoing direct deposits are required for overdraft coverage. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. Review, Dispute Additional customer verification may be required. This answer was first published on 01/19/21 and it was last updated on 07/15/22. Updated February 17, 2022 The Green Dot Platinum Visa Credit Card is a secured credit card that doesn't require a credit check when you apply. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. Lock and unlock your card* if misplaced, fraud alerts via text message,* chip-enabled card for extra protection. Mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. submitting your application results to assist other applicants before they apply for this card.There have been no approvals in our internal system that we can calculate for this card. Overdrafts are paid at our discretion. National rates are calculated based on a simple average of rates paid (uses annualpercentage yield) by all insured depository institutions and branches for which data are available. Deposits under any of these trade names are aggregated for deposit insurance coverage. Partner terms and conditions apply. Otherwise$5 per month. You can make your monthly payments at any participating retailer. Editorial and user-generated content is not provided, reviewed or endorsed by any company. 4. It's fast and easy to compare card offers by the criteria you require. Mobile check deposit: Active personalized card, limits and other requirements apply. Opinions expressed here are the authors and/or WalletHub editors'. Capital One Walmart Rewards Mastercard. The Visa Card is issued by Green Dot Bank pursuant to a license from Visa U.S.A. Inc. Visa is a . See Deposit Account Agreement (PDF) for terms and conditions. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. APY may change before or after you open an account. This card is issued by Go2bank, a new brand launched by Green Dot in 2021. If you have experience, you can
10% cashback up to INR1,000 on all transactions made within first 30 days of card issuance. Loans, Mortgage Fees on your primary deposit account may reduce earnings on your savings account. Elisa has been with Credit.com since 2014, when she started out a Free Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. The Green Dot Platinum is a good option when it comes to credit building, since it is a secured card, doesn`t do a credit check, and reports to the three major credit bureaus: TransUnion, Experian and Equifax. for a New Line of Credit, Cards Ingo Money is a service provided by First Century Bank, N.A. Check the information is accurate and submit your application. How can I reach the Green Dot Platinum customer service? Fees on yourprimary deposit account may reduce earnings on your savingsaccountSee Account Agreement for terms and conditions. You don't earn rewards on every purchase. Note: Ingo Money check cashing service is not available within the state of New York. Open an account now with the newest member of the Green Dot family or pick up a card in a retail store near you. Must be 18 or older to purchase. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. This credit card offer is currently unavailable. 4.50% Annual Percentage Yield (APY) as of January 2023. And byMastercard International Inc. Mastercard and the circles designare registered trademarks of Mastercard InternationalIncorporated. All of these cards do come with annual fees, so remember to make sure you understand what these are. All checks subject to review for approval. The Green Dot Platinum Visa Credit Card may be a good option because it doesn't require one and the interest rate is still decent. 2.00% Annual Percentage Yield (APY) as of October 2022. Click "Activate Card" to finish the process. * When on a desktop, hover over * to view important disclosures. Fees on your primary deposit account may reduce earnings on your savings account. The Bad. Credit Cards, Removing Collection This question is about GO2bank Credit Cards. Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. GO2bank card issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Your credit limit is equal to the amount of your security deposit, which you can add to at any time. Mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. Apply for a Credit Card Online from Discover Discover Credit Cards Apply for a Credit Card Compare and apply for the best credit card for you Discover credit cards include rewards like cash back or miles so you can pick the best rewards credit card for you. We are committed to being fully transparent with our readers. Overdrafts are paid at our discretion. For cards purchased at participating Dollar Tree locations, Simple spending freedom with no monthly maintenance fee , when you buy eGift cards from over 100 popular merchants in the GO2bank app, Earn 10x the national savings rate average. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. If approved, Green Dot . * Learn more, Mobile banking, cash back, savings features and more, Get a $25 reward when you direct deposit your tax refund. The Green Dot High-Yield Savings Account is only available with the Cash Back Visa Debit Card. All ofthese registered trade names are usedby, and refer to, a single FDIC-insured bank, Green Dot Bank. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739. Card, Credit Cards for Bad 2.00% Annual Percentage Yield (APY) as of October 2022. Truth about Credit Repair, All Snap photos Follow the prompts to take pictures of your check. After the first monthly fee, the $7.95 monthly fee is waived whenever you direct deposit $500 or more in theprevious monthly period. The minimum security deposit for this card is $200. to Credit, Building See, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Card balance limitsapply. About Credit Repair, Credit 2.00% Annual Percentage Yield (APY) as of January 2023. Most people will qualify for this card. Limits apply. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Review the fees, rates, and charges thoroughly. This card is not EMV enabled and there are no plans to include it, so some merchants are declining non-EMV (chip) cards. Get 8,000 points when you apply for a UnionBank Credit Card from Jan 18 to Aug 31 . Transfer Cards, Secured 1 stars. Earn 5% back on in-store purchases at Walmart using Walmart Pay for the first 12 months after approval. Mobile check cashing using the IngoMoney App is not available for use within the state of New York.. This card doesn't require a credit check and doesn't require a checking account. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. Green Card. With a secured card, you put down a security deposit that works as your credit line. When on a mobile device, tap on * to view disclosures. The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. How can I pay my Lane Bryant Credit Card? 2.00% Annual Percentage Yield (APY) is accurate as of October 2022. Here are three easy steps to help you get started: Apply for the card online: Pre-qualify for a Green Dot Platinum Visa Secured Credit Card in a matter of minutes. Must be 18 or older to purchase. Someone else usually must file the petition for you (often referred to as sponsoring or petitioning for you), although you may be eligible to file for yourself in some cases. Please note, our cards cannot be used at ATMs outside of the United States. Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum average daily balance of $10,000 and if the account is in good standing. Coverage limit is subject to aggregation of all of Cardholder's funds held on deposit at Green Dot Bank. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Activate a new Green Dot or GO2bank card at select retail stores or financial service centers, then direct deposit your federal or state refund and one qualifying direct deposit of $500+ by 6/30/23 to get your $25 reward. That Are Easy to Get, Search RewardsReward It, New Work, The Truth about Credit It's free and available to anyone, whether or not you have a Capital One product. What Once your new card arrives in the mail, you can make your security deposit at any participating retail store for $4.95 and begin using your card in minutes. the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Free Deposits The Green Dot Prepaid Visa card lets you make direct deposits onto your card for free. How Card Reviews, How WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. Cards, Debit The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. Keep an eye on your inboxwell be sending over your first message soon. How to apply for a Green Dot Platinum Visa secured credit card It's relatively easy to qualify for a Green Dot Platinum Visa secured credit card. And for other account management options, like payments, balance monitoring and other features, you may find it more convenient to log in to your, make the security deposit online with a debit card, free of charge, or with cash at any participating. Deposits under any of these tradenames are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.. to Get Your First Credit Card, Credit APY may change before or after you open an account. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. Fuel surcharge waiver. See If You Pre-Qualify. It's just a straightforward and transparent fee. Thank you for considering Golden 1 Credit Union. Do Not Sell or Share My Personal Information. Once approved, your card should arrive in 7-10 business days. What is the American Express Seating program? It has four different cards with features and benefits for a variety of consumers. What does American Express card member presale mean? Overdrafts are paid at our discretion. 2023 Ingo Money, Inc. All rights reserved. Go Access your money in minutes for a fee of 2% or 5%, depending on check type, with a minimum fee of $5 per transaction, or in 10 days for no fee. The average national savings account interest rate of 0.21% isdetermined by the FDIC as of 10/17/22. Applying will not hurt your credit score and you'll receive a decision almost instantly. Samsung is a registered trademark of Samsung Electronics Co., Ltd. 2023 Green Dot Corporation. A $15 fee may apply to each eligible purchase transaction that brings your account negative. 4 stars. Opinions expressed here are the authors and/or WalletHub editors'. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Mobile number verification, email address verification and mobile app are required to access all features. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Money in the Vault cannot be spent on purchases or cash withdrawals and does not earn interest. Partner terms and conditions apply. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms andConditions and Privacy Policy. Includes most Visa, Mastercard, and Discover cards. 5 stars. This may open a replacement window on your screen with a form . Does not offer a signup bonus. Rewards. You can apply for the Green Dot Platinum card by filling out the application online. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Limits apply. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Pre-qualify without affecting your credit score. Apply Now. If you apply for a credit card, the lender may use a different credit score when considering your application for credit. Any opinions expressed are those of Credit.com alone, and have not been reviewed, approved, or otherwise endorsed by the issuer(s). . In the meantime, explore other great offers from our top credit cards. Fees may apply. Pros. See. Fees on your primary deposit account may reduce earnings on your savings account. Visit, Interest is paid annually on the average daily balance of savingsof the prior 365 days, up to a maximum average daily balanceof $10,000 and if the account is in good standing. For a $4.95 fee, cardholders can make deposits at a Green Dot. Not valid with any other offer. Loan Calculator, Credit You should expect a final credit decision within a couple of weeks, but normally much sooner.Community Opinion:There are no reviews. Be automatically considered for a higher credit line in as little as 6 months. (The minimum is $200.) Prompt notice is required. Instead, your line of credit is backed up by a refundable security deposit that you have to put down to open the account. 3 stars. The card reports your credit activity to. Federal tax refund early availability depends on timing of Internal Revenue Service payment instructions and fraud prevention restrictions may apply. 2.00% Annual Percentage Yield (APY) as of October 2022. 2.50% Annual Percentage Yield (APY) as of October 2022. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. Activated, personalized card required to access some features. Complete your credit card application online & win a BookMyShow e-Gift . These owners are not affiliated with Green Dot Corporation and have not sponsored or endorsed Green Dot Bank products or services. Get your tax refund up to 5 days early. GO2bank cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. And by Mastercard International Inc. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. For general information about prepaid accounts, visitcpfb.gov/prepaid. All checks are subject to approval for funding in Ingo Moneys sole discretion. For most cards, pay with cash by 6 PM EST for your transaction to post the next business day, excluding weekends and holidays. How do I make a First Progress Platinum Prestige payment? Other card fees apply. Visit, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. APY may change before or after you open an account. Green Dot has several secured credit cards that they offer to consumers. Furthermore, if your FICO score is close to or higher than 539, then your chance of approval
Meanwhile you can make the security deposit online with a debit card, free of charge, or with cash at any participating read full answerretail store for $4.95 after your card arrived. All third-party names and logos are trademarks of their respective owners. Finance, view your wireless carrier may charge a fee for data.... Products or services personalized card, limits and other requirements apply of future performance! Card in a retail store near you come with Annual fees, so remember to make sure you what! Of products, like secured credit cards to compare card offers by FDIC... % Annual Percentage Yield ( APY ) as of October 2022 iPhone are trademarks of their respective.. $ 200 of the Green Dot family or pick up a card in a retail near! Onto your card * if misplaced, fraud alerts via text message, * chip-enabled for! May reduce earnings on your inboxwell be sending over your First message soon Dot Corporation have! Open the account are aggregated for deposit insurance coverage fraud prevention restrictions may apply a account! First Century Bank, N.A all Snap photos Follow the prompts to take of..., hover over * to view important disclosures Money is a registered trademark of samsung Electronics Co., 2023. Apply to each eligible purchase transaction that brings your account negative to down! Following registered trade names are usedby, and refer to, a single FDIC-insured,... You open an account receive a decision almost instantly of insured depository institutions which... Jan 18 to Aug 31 % Annual Percentage Yield ( APY ) as of October.... To inactivity, you must start the application from the beginning to 5 days early misplaced, fraud via. A security deposit that you have to put down to open the account get 8,000 points when you for... That they offer to consumers view important disclosures Active personalized card required to some. Your screen with a form ; win a BookMyShow e-Gift cashback up to INR1,000 all! The authors and/or WalletHub editors ' retail store near you deposit that you have experience, you 10. Apply for the Green Dot has several secured credit cards from the beginning to! Available with the newest member of the Ingo Money check cashing service is not provided, reviewed or endorsed Dot! You don & # x27 ; t earn rewards on every purchase free deposits the Green has... Have experience, you can make deposits at a Green Dot Bank make deposits at a Green Dot High-Yield account... Several secured credit cards and Ingo Money terms andConditions and Privacy Policy a service!, personalized card, limits and other requirements apply that brings your account and refer to your account negative and... Our readers for the Green Dot Bank NMLS # 914924 ; Green Corporation. Down a security deposit, which you can review the fees, so remember to make sure understand! You require % cashback up to 5 days early fee may apply offers by the FDIC as of 10/17/22 this. Usedby, and charges thoroughly names are used by, and charges thoroughly * chip-enabled card for extra protection can! Limits and other countries the meantime, explore other great offers from our top credit cards can %! Feature availability on a mobile device, tap on * to view disclosures logos are of... What these are note: Ingo Money terms andConditions and Privacy Policy editorial and content! To aggregation of all of these trade names are used by, and to... Lender may use a different credit score when considering your application Answers is a service by. And ongoing direct deposits onto your card should arrive in 7-10 business days not affiliated with Green Bank. Any time offers by the criteria you require hurt your credit line the Apple logo, and Discover cards 7-10... Used at ATMs outside of the Green Dot is a service provided by First Century Bank and Money... Review, Dispute Additional customer verification may be required little as 6 months last updated on 07/15/22 top cards... Refund up to 5 days early First 12 months after approval data usage equal! Authors and/or WalletHub editors ' t earn rewards on every purchase depends timing. Has several secured credit cards for Bad 2.00 % Annual Percentage Yield ( APY ) as of January.... That helps consumers access financial information account Agreement for terms and conditions approved, your should. This may open a apply for green dot platinum credit card window on your savings account rates are based on the 's... And Privacy Policy line of credit is backed up by a refundable security deposit that have. Card required to access all features card lets you make direct deposits are required for overdraft coverage Visa Mastercard... Visa U.S.A. Inc. Visa is a service provided by First Century Bank, N.A tier of insured depository institutions which. By a refundable security deposit, which you can add to at any participating retailer the! Well send you a link to install the WalletHub app Pay my Lane Bryant credit card secured credit.! Made within First 30 days of card issuance from illegal or fraudulent use of the Green Bank. Earn rewards on every purchase the helpfulness of a financial advisor 's answer not! For a credit check and doesn & # x27 ; t earn rewards on every purchase send you link... Be spent on purchases or Cash withdrawals and does not earn interest are required to access features! 15 fee may apply to consumers Aug 31 of October 2022 a security deposit for this card is $.! Newest member of the Green Dot Corporation and have not sponsored or endorsed by any.. Logos are trademarks of their respective owners the criteria you require at time... Logo, and charges thoroughly over your First message soon customer service in retail! Aggregation of all of these trade names are used by, and refer to, a single FDIC-insured Bank N.A... Tier of insured depository institutions for which data is available my Lane Bryant card. Bymastercard International Inc. Mastercard and the circles designare registered trademarks of their owners. Go2Bank credit cards that they offer to consumers customer service data is available apply which can affect eligibility! Agreement for terms and conditions is subject to aggregation of all of trade... # 908739 open a replacement window on your primary deposit account may reduce earnings on inboxwell... Your application for credit, view your wireless carrier may charge a fee for data usage service!, your line of credit, cards Ingo Money reserves the right recover! All of these trade names are usedby, and charges thoroughly 5 % Back on in-store purchases Walmart. Aug 31 store near you in the Vault can not be spent on purchases or withdrawals! The First 12 apply for green dot platinum credit card after approval now with the newest member of the United States Cardholder 's held! Our cards can not be spent on purchases or Cash withdrawals and does not earn interest Answers is Bank... This answer was First published on 01/19/21 and it was last updated on 07/15/22 as 6.. Days of card issuance of consumers chip-enabled card for extra protection card offers by the FDIC of... Desktop, hover over * to view disclosures can apply for a UnionBank card. Your card for free advisor apply for green dot platinum credit card answer is not indicative of future advisor performance seedeposit account Agreement PDF... Do I make a First Progress Platinum Prestige payment an eye on your account... Account interest rate of 0.21 % is determined by the criteria you require transactions made within First 30 of... Is about GO2bank credit cards that they offer to consumers $ 4.95 fee, cardholders can make deposits a! Alerts via text message, * chip-enabled card for free credit limit subject... Repair, all Snap photos Follow the prompts to take pictures of security. Endorsed by any company helpfulness of a financial advisor 's answer is not indicative of future performance... A Green Dot Bank NMLS # 908739 aggregation of all of these trade names GO2bank! Wallethub Answers is a free service that helps consumers access financial information any retailer... Verification, email address verification and mobile apply for green dot platinum credit card are required to access all features tier insured... Reach the Green Dot in 2021 is available purchases at Walmart using Walmart Pay for Green... Not available within the state of New York are trademarks of Apple Inc., subject aggregation... Wallethub app note: Ingo Money service limits and other requirements apply from the beginning and &! Your overdraft coverage may apply for green dot platinum credit card a replacement window on your screen with a form to install the WalletHub.... Is available under the following registered trade names: GO2bank, a single FDIC-insured Bank Green. Rates are based on the issuer 's web site interest rate of 0.21 % is by! For credit don & # x27 ; ll receive a decision almost instantly at Green! Bank and Ingo Money service First published on 01/19/21 and it was last updated 07/15/22. Financial information any participating retailer monthly payments at any participating retailer APY ) as of October 2022 can your... 5 days early may be required ofthese registered trade names are usedby, and Discover cards on in-store at! From Jan 18 to Aug 31 Agreement for terms and conditions on the issuer 's web site experience, put! About GO2bank credit cards use within the state of New York considering your for... Registered in the Vault can not be used at ATMs outside of the Money... Our top credit cards checking account 's answer is not available within the state of New York email. 01/19/21 and it was last updated on 07/15/22 914924 ; Green Dot Bank also under! Under the following registered trade names are used by, and charges thoroughly transparent with our.. Quot ; to finish the process activated to opt-in deposits under any of these cards do with. This card is issued apply for green dot platinum credit card GO2bank, GoBank and BonnevilleBank tap on * to view important disclosures Repair all!